Principlev1
Every deferred schema update accumulates interest payments
Every deferred schema update accumulates interest payments in the form of suboptimal decisions, failed predictions, and wasted effort compounding until the schema is corrected.
Why This Is a Principle
Derives directly from The performance of an agent is bounded by the accuracy of (agent performance bounded by world model accuracy) and Human memory of task duration is systematically biased and (memory of task duration is biased). This principle quantifies the COST of schema debt in decision quality terms. It's prescriptive in that it tells you schema updates are not optional maintenance—they accrue real costs.